Next Gen Health Plans (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, request a quote, or otherwise interact with us. By providing your information, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our website or services.
1. Information We Collect
We may collect the following types of information:
- Information You Provide Directly:
- Name
- Phone number
- Email address
- Zip code / state
- Any additional information you voluntarily provide (including health-related information, if applicable)
- Information Collected Automatically:
- IP address
- Browser type and version
- Pages visited and time spent on our website
- Cookies and tracking technologies (used for analytics and marketing purposes)
2. How We Use Your Information
We may use your information to:
- Provide insurance quotes and plan comparisons
- Connect you with licensed insurance agents in your state
- Contact you regarding your insurance inquiry
- Improve our website and customer experience
- Comply with applicable laws and regulations, including HIPAA
3. HIPAA Compliance
If you provide Protected Health Information (PHI), we will handle it in accordance with the Health Insurance Portability and Accountability Act (HIPAA). We will:
- Only collect PHI with your consent
- Use it solely to provide insurance quotes, enrollment assistance, or related services
- Not share your PHI with anyone except as required or permitted by law or with your consent
- Protect your PHI using administrative, physical, and technical safeguards
4. Sharing Your Information
We may share your information with:
- Licensed insurance agents to provide you with quotes and coverage options
- Third-party vendors and service providers who assist in operating our website, lead management, or communications (bound by confidentiality agreements)
- Government agencies or regulators, if required by law We will never sell your personal information to third parties.
5. Your Choices and Rights
You have the right to:
- Request a copy of the information we have about you
- Request correction or deletion of your information
- Withdraw consent for us to contact you
- Opt out of marketing communications at any time by clicking the “unsubscribe” link in emails or by contacting us directly
6. Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
7. Cookies and Tracking
We use cookies and similar tracking technologies to:
- Analyze website traffic and usage patterns
- Personalize your browsing experience
- Improve marketing and advertising effectiveness
You can disable cookies through your browser settings, but some features of our website may not function properly.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date.
10. Contact Us
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:
Next Gen Health Plans Speak with an Licensed Agent – 830-455-2587 [ info@topppohealthquotes.com ]